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| First Time Investor: “Dianne” |
Profile
Dianne is in her mid-40s, single, and a small business owner. She has a good income but little time to think about where to invest her money. She owns her home an 100% of her net worth, excluding her home, $400,000, was invested in marketable securities. Her outlook on life is consistent with a Baby Boomer profile. |
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Investment Goals
Dianne would like to diversify to reduce market risk, and her goal is to retire in 10 years.
SIFF Analysis
SIFF worked with Dianne to develop a full financial profile and determined that Dianne was a conservative investor with medium risk tolerance and low cash flow sensitivity.
Solution
SIFF recommended investing in an out-of-state duplex with 20% down. Over the next two years, She intends to continue to diversify, with 25% of her portfolio in property, and will invest in second property in the near future. With diversification into rental property, Dianne is set to grow wealth despite fluctuation of market conditions. Her two-year net ROI: 62%
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“Investment property is the right fit for my financial goals and I would not have known how to make intelligent purchases without SIFF’s guidance. I highly recommend them and would be happy to speak with anyone who is interested in using their services.”
-- Mark R., finance manager, San Francisco, CA |
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The smart alternative to investing on your own.
We offer full-service real estate investment advice. From developing an investment plan to finding property, hiring property managers, and on-going evaluation of your real estate investment portfolio. Our strategy is to look for markets with the following characteristics:
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Diversified and healthy local economy; |
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Steady, not astronomical, real estate appreciation; |
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A healthy gross rent-to-value ratio, so that clients can realize an attractive after-tax cash flow; |
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Reasonable supply of target multi-unit properties. |
We typically recommend purchasing properties in the 2-4 unit range for the best combination of appreciation and cash flow, although single family properties or larger apartment complexes will make sense for achieving client objectives.
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